We’re looking forward to Thursday’s Financial Inclusion Summit in the Houses of Parliament with Lord Bird. It’s an exciting opportunity for us to talk about The Big View, our fintech tool which gives people with debt concerns access to a version of Castlight Financial’s affordability tool. Since it was launched earlier this year, in partnership […]
About Phil Grady
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Entries by Phil Grady
DAREDEVIL SEASON 3 SPOILER ALERT As season three of Daredevil explodes onto Netflix and sucks us all into the now familiar Marvel drama fest of nocturnal super-hero action, fight scenes, intrigue and love interest, I have to say I have been side-tracked a little by the brand new character of FBI Special Agent Ray Nadeem. […]
Affordability innovator Castlight Financial has developed a new open-banking affordability score, providing access to borrowing for the first time for the 5.8 million people, in the UK alone, with “thin credit files”. The company, which has been pioneering open banking based affordability products for the last three years, including the Affordability Passport and Categorisation as […]
A law has just come into effect in the States which allows American consumers to freeze and unfreeze their credit without paying a fee. Signed in May by Donald Trump, the Economic Growth, Regulatory Relief and Consumer Protection Act amongst other things, abolishes the not inconsiderable fees which were previously associated with freezing and unfreezing […]
Gordon Brown’s warning this week that “We are in danger of sleepwalking into a future crisis”, is keeping me awake at night. I couldn’t agree more. In fact, I’ve been putting out this message all last year.
A whole new generation of students are about to leave home and embark on the adventure that is student life. For some, it will be the first time that they have had to manage their own budgets. And for many, they are watching, with a degree of alarm, the doors of the Bank of Mum […]
Whose turn is it to sit in the front? If you’re a parent you’ll know the way that particular school run conversation tends to pan out at 8am every Monday to Friday.
A few months ago Jonathan Davidson, executive director of supervision for retail and authorisations at the Financial Conduct Authority (FCA) said that a worrying number of householders may be “in too deep” with their borrowing. But how deep is too deep?
“I’ve tried to get help but there’s a 10 week waiting list to see a Money Advisor.” “I am getting so many final warning letters that I’ve simply stopped opening them.” “Interest and charges are going up every day. I don’t even know how much I owe now.” “I’m very anxious and my health is […]
In his recent Mansion House speech “New Economy, New Finance, New Bank” Mark Carney referred to the brave new world we inhabit as the Fourth Industrial Revolution. We are living in an age characterised by a technological tsunami that is constantly changing and shaping the way we live, work and interact with each other.
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