CATEGORISATION AS A SERVICE

CaaS® Proof of Concept

SEE MORE THAN A SCORE

Categorisation as a Service

25 types of credit and 130 expenditure categories
navigate PSDII and Open Banking
100% categorisation of transactions via neural network

Data trended and characteristics formed such as the size of a potential borrower’s discretionary spend in comparison to a potential loan.

Explore Categorisation As A Service® — CaaS®
Make bank data meaningful

BROKER AFFORDABILITY PASSPORT

Mortgage Affordability Check

Our Affordability Passport® gives brokers an affordability check on screen within 10 minutes. Lenders don’t need to see any paperwork at all as the Affordability Passport® will tell them the whole story of a prospective borrower’s earnings over the last 12 months. It will reveal the borrower’s pattern of meeting obligations and a continuity of commitment that demonstrates their ability to afford a mortgage at the touch of a button.

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CaaS® Proof of Concept

Categorisation as a Service

Affordability Passport®

CaaS®

Authorised and regulated by theFinancial Conduct Authority. Castlight Financial is an official trading name of Castlight Ltd.

Authorised and regulated by the
Financial Conduct Authority. Castlight Financial is an official trading name of Castlight Ltd.