CastScore®

CastScore uses open banking technology to analyse a customer’s transactional data in real time and score their likelihood of paying credit back.

The engine that powers CastScore is our Categorisation as a Service (CaaS®) product, which has been validated on actual loan performance data, supplemented by expert analysis of spending trends, with high street banks. CastScore then merges this information with transaction analytics, sourced from an up-to-the-minute review of the customer’s actual income and spend as well as a more complex analysis of lifestyle and discretionary spending.