The powerful technology platform breaks down the customer’s expenditure, across any number of accounts, into a range of categories, summarising essential costs and credit commitments and revealing a monthly disposable income.
This information is merged with credit performance data and, within a few minutes, you can access your customer’s Affordability Passport®. Today’s consumers are used to fast, interactive answers. Most financial retailers can’t deliver that. With Castlight’s Affordability Passport® – you can.
The Affordability Passport® will tell you everything you need to know about your customer’s financial well-being. And then, just like high street bank managers used to do, you can use your experience and judgement to make lending and credit decisions.
Is your customer in a good position for the financial journey they have in mind? Castlight’s Affordability Passport® will let you both know.