10 Minute Turnaround For Tuna… And Mortgages

Jamie Oliver’s bestselling 30 Minute Meals book was published in 2010. Two years later his 15 Minute Meals book knocked JK Rowling’s new novel off the bestseller top spot. And last year his 5 Ingredients, quick and easy food was a favourite stocking filler. This latest speeded-up offering reduced the number of items to shop for to 5 and gave us the recipe for delivering Seared Sesame Tuna to the plate in just 10 minutes. Read more

Chancellor’s Housing Boost And True Mortgage Affordability

It is great to see housing as a key element in Chancellor Philip Hammond’s spring statement. His £44 billion project includes 215,000 new homes in the Midlands and an extra £1.7bn for affordable housing in London, equating to 26,000 new homes. Read more

FCA Warns Second Charge Lenders to Review Affordability Checks

Mortgage Strategy has published a story today revealing that the FCA has criticised poor affordability checks in the second charge market, and details the industry’s failings in a “dear CEO” open letter to all second charge lender executives. Read more

Acute Debt Must Never Be The End Of The World

Why Castlight shines a light on debt prevention.



This apparently is the formula behind the calculation which pinpointed this year’s Blue Monday – the day in January claimed to be the most depressing of the year. Read more

Interest Rate Hikes Raise Red Flags

I talked about the new international accounting standard, IFRS 9 in this blog last week. And its still on my mind, particularly after last week’s interest rate rise and the clear signal from the Bank of England that there are more hikes to come. Read more

Bank of England Turns Spotlight on “Pocket of Risk”

The Bank of England’s news release, following its September Financial Policy Committee (FPC) meeting, warned that whilst the overall domestic credit environment was pretty stable, there was a “pocket of risk in the rapid growth of consumer credit”. Read more

Gambling & Debt Crises – A News Week that could have been Avoided

Two financial news stories broke this week which have particularly saddened me. Two tales of situations where the financially vulnerable in our society have suffered unnecessarily, perhaps even been exploited. And this is heartbreaking, as the human pain and suffering could so easily have been prevented. Read more

Mark Carney is Right

A few weeks ago, I used this blog to welcome Mark Carney’s warning that families are seriously over-indulging on car finance and credit card debt. And this week, the Castlight team were delighted to see two pages of the The Sunday Times newspaper reporting on Bank of England initiatives to demand more detailed information from lenders on how they approve loans. Read more

Responsible Disruption

Uber, apparently the most valuable venture-backed company in history, has taken a tumble. Like all disrupters It was on a mission to change the world, to deliver a service that would cut right through the way people normally did things, and make life easier to navigate. But it has got itself mired in lawsuits and corporate culture chaos. Read more

Going on a Summer Holiday?

Taking a family of four on a summer holiday now costs an average of £1,212 according to new research quoted on the This is Money financial website. It’s a lot of money but we all, maybe subconsciously, appreciate that taking time out to spend with friends and family is important. Read more