Posts

Envelopes and Einstein

Richard Branson is a big fan of the back of an envelope approach to creativity and I agree with him that “if you can’t write your business idea on the back of an envelope – it’s rubbish.” And he’s not saying anything new. Einstein was making the same point when he said “Everything should be made as simple as possible, but no simpler.” And who wants to argue with Einstein? Read more

New Dimensions for Astronauts and Banking

Hidden Figures, in cinemas now, is the story of Katherine G Johnson, Dorothy Vaughan and Mary Jackson, three female African-American mathematicians, or “computers”, working behind the scenes at Nasa in the 1960s. The story is set in Virginia where racial segregation meant that black and white Americans working for Nasa had to use different entrances, different toilets and different coffee pots. Read more

Open Banking: Soon to be a Costa Conversation

The business world moves fast, fintech possibly even faster, and every year there’s a raft of new technological developments and a whole new vocabulary to describe them. In 2016 we downloaded the Uber app, and we possibly dropped the term “unicorn” into conversation when we were talking about Uber, Snapchat and other hugely successful billion-dollar tech start-ups. Read more

Customer Empowerment & Concrete Lifejackets

In just over 12 months the whole landscape of banking will change forever. The new open banking standard, with its secure API, will make it possible for customers to access and share data that banks have historically held. Read more